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Toqio, based in London, has strong potential in fintech by enabling businesses to create customized solutions through its B2B SaaS platform. It offers a balance between the high costs and time commitments of in-house development and the rigidity of pre-built software. By providing a customizable, rapid development platform, Toqio allows organizations to swiftly bring unique fintech applications to market and adapt to changing needs. Backed by notable investors, Toqio's strategic approach effectively addresses key pain points for companies looking to innovate in the fintech space, positioning it well against competition.